If your company does not have a commercial umbrella program, you can expand your business with our Commercial Umbrella Program.

This product is designed for use over the Commercial General Liability (CGL) and Commercial Auto policies. The program also works over the Garage or Business Owners (BOP) policies.

Our Commercial Umbrella Program includes:

• Standardized policy-contract language derived from existing court-tested forms
• Automatic updates in response to legislative, judicial, and regulatory changes
• Automatic revisions whenever HIB files CGL or commercial auto changes that affect the program
• An approved rating procedure which will eliminate your need to develop and file your own rates or rating procedures

Please feel free to contact HIB Customer Service for more information on any of these products or services.